Thankfully I work for a large corporation that allows employees to choose from approximately six different types of insurance coverages. When I was first given this option of choosing, I chose the most expensive coverage in order to always have my options open to me. It was a good thing I did too, because the coverage I had chosen allowed me to receive fertility treatment, 6 IUI attempts and 3 IVF attempts as well.
At one point in early December, I received a call from someone in billing at the fertility clinic. Apparently, I had to call my insurance company to request fertility treatment. I had no idea I was supposed to do this, as all other types of treatments and doctor’s appointments did not require I call for “permission.” Well, no harm in just picking up the phone, right?
Upon calling the insurance company, I was transferred to a special department dedicated to fertility treatment and such. I explained to the nurse that I was ready to begin the process for IUI and needed clearance for the procedures. “No problem.” The nurse said. “I just need to ask you some questions.” “What is the name of your partner?” “Umm . . . I have no partner, I’m single and decided to opt for becoming a single parent.” <RED FLAG> Now the nurse stopped, and asked me why. I explained my condition and that I was now ready to try to have children. I also explained I had been going to the fertility clinic to evaluate and search for avenues of treatment for my condition (adenomyosis, for those of you new to my blog) since January of 2007, and that I have no time to look for Mr. Right while my chances of becoming a mother may be dwindling.
The nurse stated they would have to evaluate my request further in regards to my reasoning for wanting to go through this method in trying to get pregnant and also needed to speak with my doctor to find out the specifics of my condition and how it is related to fertility and treatment of such. I was practically crying on the phone. How is it fair that I may be denied using IUI or IVF because I’m single?
Once I hung up the phone, I was in tears. The worst part of it was the fact I was at work, sitting at my desk in my not so private cubicle. I didn’t want to get up to go to a more private location for fear of people seeing me in that state. While in this state, a co-worker who sat diagonally across from me came by to ask me a work related question. I refused to turn to look at her while we were speaking, but she heard the stress in my voice and asked me what happened. I just broke down and told her what had happened.
I can’t remember if the insurance company called me the same day or the next, but either way they called me to inform me I was approved for coverage and I could move forward.
So I began moving forward with getting ready for IUI . . .
